Fintech Technology & Services,

Built for Flow

We help financial platforms, neobanks, and payment providers move forward by delivering fintech technology and shared services that simplify complexity and support sustainable growth.

Built for Movement Designed for Control

Hekemai comes from te reo Māori and can be understood as “flow in” — a movement toward progress, connection, and arrival. The name reflects direction, continuity, and purposeful movement, aligned with systems that evolve steadily through structure rather than urgency.

Modern financial systems are defined by movement: of value, data, customers, and responsibility. Hekemai exists to guide that movement, providing structured and reliable pathways that allow organizations to scale with confidence — through clarity, control, and systems designed to evolve steadily over time.

What We Do

Technology platforms and shared services
for regulated teams

Hekemai is a B2B fintech technology and services company, not a consumer brand and not a financial institution.

We support regulated entities and financial platforms by providing software, integrations, and operational capabilities, while our clients retain full ownership, control, and accountability over their licenses, customers, data, and regulatory responsibilities.

Technology Platforms

Payment Gateway & Orchestration Software

Connect multiple payment providers, banks, and rails through a single structured platform. 

Wallet & Ledger Platforms (Software-Only)

Design and operate multi-currency wallet and ledger systems with audit-ready data models,

Neobanking & Embedded Finance Components

Modular building blocks for modern financial products, designed to integrate with frameworks.

Shared Services

Technical Support & Client Enablement

Platform support, integration assistance, and day-to-day operations, helping clients onboard.

Integrations & Delivery

End-to-end management of integrations with banks, payment providers, and compliance systems.

Transaction Monitoring & Operational Support

First-level monitoring and alert review supporting fraud indicators, AML workflows, and chargeback.

Deployment

Deploy the stack

Your Way

Modular delivery across environments, teams, and compliance boundaries.

Hekemai can be delivered as software-only, managed operations, or a hybrid model. Choose the level of control you need — from fully self-hosted deployments to supported rollouts with structured operational coverage.

Software-Only

Your team runs the platform. We provide the product, documentation, and integration support.

  • Self-hosted or your cloud

  • Full control over data and operations

  • Integration support and best practices

  • Ideal for strong in-house teams

Hybrid Delivery

You own the platform. We help build, integrate, and launch — then hand over cleanly.

  • Implementation + integration delivery

  • Shared runbooks and operational playbooks

  • Training + structured handover

  • Ideal for fast go-live with control retained

Managed Support

We provide structured support coverage for operations, integrations, and incident response — while you remain accountable for your licenses and end customers.

  • Monitoring + escalation workflows

  • Operational support for integrations

  • Incident response & release coordination

  • Ideal for lean teams and regulated launches

Architecture

Designed for regulated flows,
not shortcuts

Hekemai sits between regulated entities and financial infrastructure, providing a structured platform layer that separates control, execution, and responsibility — without taking ownership of licenses or customer funds.

Clients retain ownership of licenses, customers, and funds. Hekemai delivers the technology and operational structure that enables them.

Client Applications & Channels

Hekemai Platform

Financial & Compliance Infrastructure

Control stays withyour organization

You retain ownership of licenses, customers, funds, and decisions — Hekemai provides the structure, not the control.

Why Hekemai

Built for teams that operate
under real constraints

Hekemai is built for teams that need clear ownership boundaries, predictable behavior, and systems that hold up under regulatory, operational, and scale pressure.

Built for regulated operating models

Designed to support compliance, auditability, and operational separation without custom engineering.

Clear responsibility boundaries

No blurred lines between technology, operations, and regulatory accountability.

 

Ready to launch?

Whether you’re ready to start a project or just want more info, we’ll respond quickly and guide you every step of the way